Welcome to this beautiful Key West style pool home in highly desirable Oldsmar with an assumable government loan at just 2.75%! Located on a quiet cul de sac with no through traffic on nearly an acre of land, with lush tropical landscaping backing up to conservation for added privacy. At the main entry you're greeted with an inviting wraparound front porch. Step inside to a soaring vaulted ceiling that gives an open and spacious feeling, with hardwood floors throughout the main living area. The great room has a wood burning fireplace and two sets of French doors leading to screened back porches, and a huge rear deck that spans the length of the house and overlooks the large free form pool and spa. The primary suite has two walk-in closets and a remodeled bathroom (2023) with two vanities, a whirlpool tub, and tiled walk-in shower. The remodeled kitchen (2022) is a chef's delight, including a Viking dual fuel range with pot filler and vent hood, new stainless steel dishwasher, refrigerator, and dishwasher, quartz counters, and large island with wine fridge and copper top (durable and naturally anti-microbial and anti-bacterial). Off the kitchen is a laundry room with utility sink and extra pantry storage, a half bathroom, and a wet bar/coffee nook that leads to the dining room. Upstairs are two more bedrooms, a loft area, and another remodeled full bathroom (2023). At the top of the house is a widow's walk (railed rooftop platform) offering stunning views of the surroundings, including Mobbly Bayou and beyond to Tampa Bay. Lifetime metal roof with a 10kW solar system installed in 2017 that reduces electric bills. Freshly painted exterior (2023). New water heater (2023). Salt-free, whole-house water softener. Newer AC (2016) with high efficiency system that includes a 12 year warranty and a halo air purifier. The pool includes a Polaris automatic cleaner and newer pool pump (2021). Loads of parking for guests, with a circular driveway in front plus a side driveway going to an oversized parking pad and covered parking for at 4 vehicles under the house. No HOA fees or restrictions. Living in the centrally located golf cart community of Oldsmar is delightful, with nature trails, parks, playgrounds, water views, great public schools, and easy access to Tampa Int'l Airport, gorgeous Gulf beaches, the Westshore business district, shopping, dining, healthcare, coffee shops, gyms and more.